Navigator Credit Union

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In order to get started, select an account that works for you.

Free Checking
Straight-forward free checking with convenient features to easily manage your money. No monthly fees or minimum deposit!
  • Early Pay available for most direct deposits
  • 24/7 fraud monitoring
  • Free fraud text alerts
High Yield Checking
Our High Yield Checking earns interest based on the Wall Street Journal Prime Rate. When the Prime Rate moves, your rate adjusts automatically to keep your earnings in step with the market.
  • Same great benefits as our Free Checking
  • 3.00% APY
  • $1,000 minimum deposit
Primary Savings
A primary savings account is the anchor to your Navigator membership. Start your savings goals today.
  • $5 minimum deposit
  • 0.15% APY
  • No monthly fees
Money Market
A Money Market account offers a higher rate than a Primary Savings Account. Then, as your balance grows, your rate increases, too.
  • 0.70% max APY
  • $2,500 minimum deposit
Certificate of Deposit
You’ve got time on your side and a great array of financial options when you save your money with a certificate account.
  • Terms from 6 months to 60 months
  • For a complete list of savings rates, click here.
6 Month Term
Prime Money Market
Our Prime Money Market account offers a rate based on the Wall Street Journal Prime Rate. When the Prime Rate changes, we’ll automatically adjust the rate.
  • 3.00% APY
  • $10,000 minimum deposit
Sub-Savings Account
A sub-savings account is a convenient way to set aside money for specific goals, such as a vacation or a down payment on a car.
  • 0.15% APY
  • No minimum deposit
  • No monthly fee
Save 'N Up Debit Card Savings Program
Bundle your free checking account with our Save ‘N Up Debit Card Savings Program. We’ll round up your purchases and deposit your change in a separate savings account.
  • 3.00% APY
  • 5% match per quarter
  • Up to $300 free cash each year
Christmas Club
Set up a Christmas Club to help you plan for the holidays. Its competitive rate, combined with your regularly scheduled deposits, will allow your fund to build up fast!
  • 0.40% APY
  • $2 minimum deposit
  • Funds automatically transfers to your primary savings account on Nov. 1